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A regulated real estate crowdfunding platform offering solid returns, but marred by high secondary market fees and initial customer service issues.
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€100.00
€100,000.00
Moderate risk with balanced returns
10.7%
0 reviews
Community total (base currency)
Without bonuses
Community members
3.9/5
Crowdpear leverages the trust of the PeerBerry management to deliver a regulated platform focused on property-backed loans, primarily in Lithuania. Returns are competitive and projects appear well-managed. However, the 2% secondary market fee and a few reported instances of poor support communication detract from the overall user experience.
EU-regulated crowdfunding platform focused on property-backed real estate and business loans, backed by the PeerBerry team.
Looking for a regulated way to invest in European real estate and business loans? Crowdpear offers an EU-level licensed platform specializing in property-backed assets, providing investors with attractive returns and the security of a team known for managing the established PeerBerry platform.
Crowdpear is an EU-level regulated crowdfunding platform (ECSP license holder) based in Vilnius, Lithuania. It specializes in connecting investors with real estate and business loans that are typically backed by collateral. Established by the same management team behind PeerBerry, it offers a focused investment approach with reported average returns of over 10%.
Investors choose Crowdpear for its high level of regulation (ECSP license), the stability provided by property-backed loans, and competitive interest rates (up to 14%). The platform offers transparency, a low barrier to entry, and is run by an experienced team, making it a reliable choice for portfolio diversification.
The investment process is straightforward: 1. Create and verify your account according to strict AML procedures. 2. Deposit funds (minimum €100). 3. Review available real estate or business loan projects, checking LTV and interest rates. 4. Invest in your chosen project (minimum €100). 5. Track your investments and receive interest payments throughout the loan term.
Loans secured by residential or commercial property, primarily located in Lithuania, often funding construction or acquisition projects. These are typically collateral-backed.
Funding provided to small and medium-sized businesses for various needs, with the added security of real estate collateral to mitigate risk.
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Loan Types: Real Estate Loans, Secured Business Loans
Liquidity: Typically 12 to 24 months, based on specific project timelines.
Fees:
Risk Level: Medium
Risk Factors:
Risk Mitigation:
Suited for investors prioritizing regulatory compliance (ECSP license) and collateral security over maximum potential returns.
Ideal for those looking to add secured, short-to-medium term Lithuanian real estate exposure to their P2P portfolio.
Suitable for investors comfortable with collateralized debt and property risk, seeking returns in the 10-12% range.
The minimum investment amount required for a single project on Crowdpear is €100.
No, Crowdpear does not offer a traditional Buyback Guarantee like some P2P platforms. Instead, investor protection relies on the real estate collateral backing every loan, ensuring recovery potential in case of borrower default.
Yes, Crowdpear is an EU-level regulated crowdfunding platform holding an ECSP (European Crowdfunding Service Provider) license, ensuring compliance with strict European financial regulations.
Crowdpear does not charge platform or management fees for primary market investments. However, a 2% fee is charged to the seller when selling investments on the Secondary Market. Additionally, a 15% withholding tax is applied to interest income, which may be reduced to 0-10% if the investor provides a valid tax residency certificate.
Liquidity is medium. Investments are typically long-term (12-24 months). Crowdpear offers a Secondary Market where investors can sell their stakes early, but the 2% selling fee makes frequent use less attractive.
Since all loans are property-backed, the collateral (real estate) is used to secure the investment. In case of default, the legal process of seizing and selling the collateral is initiated to recover the principal and accrued interest for investors.