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A high-risk, high-reward platform now performing well after resolving past liquidity challenges with its new platform version.
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€10.00
€100,000.00
Moderate risk with balanced returns
16.0%
0 reviews
Community total (base currency)
Without bonuses
Community members
4.1/5
Lendermarket offers some of the highest returns in the P2P space, consistently above 15%, backed by a Buyback Guarantee. While the platform has successfully navigated past liquidity issues (Pending Payments) with its V2.0 update, investors should be aware of the concentration risk associated with its primary loan originator and the lack of a secondary market.
High-yield P2P platform focusing on consumer loans with a strong Buyback Guarantee.
Looking for passive income streams with above-average returns? Lendermarket is a P2P platform specializing in secured consumer loans, offering investors high-yield opportunities, often reaching up to 18%. The platform is geared towards maximizing portfolio growth through automated investing and robust investor protections.
Lendermarket is an Irish-based online investment platform connecting investors to alternative investment opportunities, primarily consumer loans, provided by carefully selected lending partners like Creditstar. Established in 2019, it focuses on offering high returns supported by a Buyback Guarantee, helping investors achieve financial growth and stability.
Investors choose Lendermarket for its exceptionally high interest rates (averaging 15.5%, up to 19%), the security provided by a comprehensive Buyback Guarantee, and the efficiency of the Auto Invest tool. This combination allows for hands-free portfolio management and superior performance compared to traditional savings.
The investment process is straightforward: 1. Create an account quickly and deposit funds. 2. Set up the Auto Invest feature with your desired criteria (interest rate, term, loan originator). 3. Funds are automatically invested into matching consumer loans. 4. Earn monthly interest and principal repayments, which can be automatically reinvested.
The primary focus, these are short-term loans issued to individuals across various European countries by established loan originators.
Loans often feature interest rates significantly higher than the P2P average, allowing investors to maximize passive income generation.
Availability of loans ranging from very short terms (40-120 days) up to longer-term investments, providing flexibility for different strategies.
Loan Types: Personal loans, Consumer loans
Liquidity: Short-term loans (40-120 days) up to several years.
Fees:
Risk Level: Medium
Risk Factors:
Risk Mitigation:
Ideal for investors prioritizing high returns, as Lendermarket offers some of the highest advertised rates in the P2P sector (15%+).
The robust Auto Invest tool allows for truly hands-free investing and continuous compounding, minimizing required management time.
Suitable for those seeking high returns coupled with a safety net, as the Buyback Guarantee mitigates credit default risk.
The minimum investment amount per loan is very low, set at €10, making it accessible for investors of all sizes and allowing for broad diversification.
Yes, Lendermarket provides a Buyback Guarantee on all consumer loans. This means if a borrower is late with payments for 60 days, the loan originator will repurchase the loan, returning the principal and accrued interest to the investor.
Lendermarket offers some of the highest rates in the market, with the average annual return stated around 15.5% and individual loans often listed at 17% or 18%.
Lendermarket does not charge investors any platform fees for investing, depositing, or withdrawing funds. All advertised returns are net of platform costs.
Lendermarket currently does not offer a traditional secondary market where investors can sell their loan parts to other investors prematurely. Liquidity relies on the timely repayment of loans or the activation of the Buyback Guarantee.
Auto Invest automatically places available funds into loans that match criteria set by the investor, such as interest rate, loan term, and loan originator. This ensures continuous compounding and minimizes cash drag.
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