Exceptional reliability and guarantees make PeerBerry a highly trusted cornerstone for P2P portfolios.
€10.00
€10,000.00
Lower risk, more stable returns
9.0%
0 reviews
Community total (base currency)
Without bonuses
Community members
4.3/5
PeerBerry is a top-tier P2P platform, highly valued for its stability, high returns, and robust investor protections, including the unique Group Guarantee. While high demand can lead to cash drag, its historical performance and professional crisis management set it apart in the market.
A highly reliable P2P platform known for its robust guarantees and consistent ~10% returns.
Looking for stable P2P returns backed by strong protection? PeerBerry stands out for its reliability, offering annual returns up to 10% coupled with both Buyback and Group Guarantees. Since 2017, it has maintained a flawless track record, even during global crises, making it a top choice for conservative P2P investors.
PeerBerry is an alternative investment marketplace established in 2017, connecting investors with loans originated by non-bank lenders, primarily from the Aventus Group family. While its legal address is in Croatia and office in Lithuania, it operates globally, sourcing loans from various countries. It is known for high transparency and maintaining zero investor losses since inception.
Investors choose PeerBerry for its double layer of protection (Buyback and Group Guarantees), consistently high average returns (around 11.07%), and user-friendly Auto Invest tool. The platform offers excellent diversification across loan types and countries and allows investments starting from just €10.
The investment process is straightforward: 1. Sign up and complete KYC verification. 2. Deposit funds via bank transfer. 3. Set up an Auto Invest strategy based on preferred interest rates, loan terms, and originators (or invest manually). 4. Earn interest daily as borrowers repay their loans. 5. Any delayed loans (over 60 days) are automatically repurchased via the Buyback Guarantee.
The primary loan type, typically short-term personal loans offering stable, high-yield returns.
Loans secured by real estate, providing an additional layer of collateral for risk-averse investors.
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Financing for vehicles and equipment, diversifying the portfolio beyond standard consumer credit.
Loan Types: Personal loans, Real estate loans, Leasing
Liquidity: Typically short-term consumer loans (1-60 months), though longer-term real estate is available.
Fees:
Risk Level: Medium
Risk Factors:
Risk Mitigation:
The dual Buyback and Group Guarantees offer significant security, appealing to investors prioritizing capital preservation over maximum yield.
With average returns exceeding 11%, PeerBerry provides competitive yields compared to many regulated European platforms.
The platform offers exposure to multiple loan originators across various European and global countries, enhancing portfolio diversification.
The minimum investment amount is very low, set at €10 per loan part, making it accessible for investors of all sizes and allowing for granular diversification.
The Buyback Guarantee ensures that if a borrower is late with a payment by 60 days or more, the Loan Originator will automatically repurchase the loan from the investor at face value, including accrued interest.
The Group Guarantee is an additional layer of protection provided by the ultimate parent company of the Loan Originator group. If a Loan Originator fails to repurchase loans, the Group Guarantee steps in to cover the investor's outstanding principal and interest.
No. PeerBerry does not charge investors any fees for deposits, withdrawals, or platform usage. Investors receive the full advertised interest rate on their investments.
Currently, PeerBerry does not operate a secondary market, meaning investments are generally illiquid until maturity or Buyback. However, the platform has announced plans to introduce a secondary market soon.
Cash drag occurs when the demand for loans exceeds the supply. Your funds may sit idle in your account, earning no interest. Investors often need to adjust their Auto Invest settings or invest manually to mitigate this.